Mortgage Financing

It is in every buyer`s best interest to obtain pre-approval from a lender prior to looking for a home.   This will ensure that your home buying experience goes smoothly. Save yourself the trouble of finding your "dream home" only to discover that it doesn't fit the price range a lender will qualify you for.  This is why it’s very important to get pre-approval, to prevent from being turned down by the lender. There is a list of required financial documents below that you’ll need to have to get pre-approved for a mortgage. Please keep in mind, this may vary from lender to lender:

• Two most recent pay stubs
• W-2 for the previous two years
• If you are self-employed then you will need tax returns for the last two years and    profit and loss statements for the current year
• Last three months of bank statements for both checking and savings accounts (copy all pages)
• You will need the most recent statements for 401K, 403B, IRA or any other retirement plan 
• Listing agent and selling agent contact info: telephone and fax
• Copy of lease agreement on rental properties (if applicable)

Connect with us, and we’ll help you navigate the complicated process of securing financing.